Terms and Conditions

Effective Date: [10/07/2024]

Welcome to KingstownFirst! By accessing or using our website, mobile application, or any other products or services provided by KingstownFirst (the “Services”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our Services.

These Terms apply to all users, including, but not limited to, investors, visitors, and subscribers.

1. Use of the Services

You must be at least 18 years of age to use our Services. By using the Services, you represent and warrant that you meet this age requirement.

You agree to use the Services in compliance with all applicable laws and regulations and not for any unlawful or prohibited purpose. You may not engage in any activity that disrupts or interferes with the functioning of the platform or other users’ experience.

2. Registration and Account

To access certain features of the Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to keep your account details updated.

You are responsible for maintaining the confidentiality of your account login credentials and for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account.

3. User Responsibilities

You are solely responsible for your investments, trading decisions, and actions taken within the Services. KingsTownFirst provides investment opportunities and resources but does not provide financial advice. Any investment decision you make is at your own risk.

4. Investments and Financial Products

KingsTownFirst may offer various investment opportunities through the platform. These investments may involve risk, including the loss of principal. We do not guarantee the performance or success of any investments or financial products.

You acknowledge and agree that investments are subject to market conditions and other factors outside of KingsTownFirst’s control. You should carefully consider your investment objectives, risk tolerance, and consult with a financial advisor before making any investment.

5. Fees and Charges

Some services offered by KingsTownFirst may require a fee, including but not limited to transaction fees, account maintenance fees, or premium features. All applicable fees will be disclosed at the time of the transaction or service request. You agree to pay any such fees as outlined during the process.

We reserve the right to change or modify the fee structure at any time. You will be notified of any changes, and continued use of the platform after such modifications will constitute your acceptance of the revised fees.

6. Privacy Policy

By using our Services, you agree to the collection, use, and disclosure of your information in accordance with our Privacy Policy. Please read our Privacy Policy to understand how we collect and use your personal data.

7. Risk Acknowledgment

Investing involves risk, and past performance is not indicative of future results. By using KingsTownFirst, you acknowledge and agree that investing involves inherent risks, including the risk of financial loss.

You are solely responsible for your investment decisions, and you agree to hold KingsTownFirst, its affiliates, officers, directors, and employees harmless from any and all liabilities, losses, or damages arising from your use of the platform.

8. Disclaimers

The Services provided by KingsTownFirst are on an “as-is” and “as-available” basis. KingsTownFirst does not warrant that the platform will be error-free, secure, or free from viruses or other harmful components. We make no representations or warranties regarding the accuracy, reliability, or completeness of any content provided on the platform.

To the fullest extent permitted by law, KingsTownFirst disclaims all warranties, express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.

9. Limitation of Liability

To the fullest extent permitted by applicable law, KingsTownFirst, its affiliates, officers, directors, employees, and agents will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or personal injury, arising from your use or inability to use the Services, even if KingsTownFirst has been advised of the possibility of such damages.

10. Termination

KingsTownFirst reserves the right to suspend or terminate your access to the platform at any time, without notice, if we determine, in our sole discretion, that you have violated these Terms or engaged in any conduct that harms the platform or other users.

Upon termination, all rights granted to you under these Terms will immediately cease, and you must promptly cease using the Services.

11. Indemnification

You agree to indemnify and hold harmless KingsTownFirst, its affiliates, officers, directors, employees, and agents from any and all claims, losses, liabilities, and expenses (including attorney’s fees) arising from your use of the Services, your violation of these Terms, or your violation of any rights of another person or entity.

12. Governing Law

These Terms and your use of the Services will be governed by and construed in accordance with the laws of the state of California, United States, without regard to its conflict of law principles.

Any disputes arising under or in connection with these Terms will be subject to the exclusive jurisdiction of the state or federal courts located in CA, USA.

13. Changes to These Terms

KingsTownFirst reserves the right to modify or update these Terms at any time. Any changes will be posted on this page, and the “Effective Date” will be updated. We encourage you to review these Terms periodically. Your continued use of the Services after any changes signifies your acceptance of the updated Terms.

14. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Email: [help@kingstownfirst.com]

Phone: [+13239429271]

Mailing Address: [415 mission St, San Francisco, CA 94105]

These Terms and Conditions are designed to protect both you and KingstownFirst while maintaining a fair, transparent, and legally compliant investment platform. Please review them thoroughly before using the Services.